Bushfire is a common disaster that occurs from time to time in Australia. Insurance companies always come up with different techniques to deny bushfire compensation claims. You should take action by hiring an insurance lawyer if your claim is denied. You can also file a claim if your insurer tells you that you don’t have right to file a claim.
The compensation you receive will depend on the claim you file. You may still get compensation even if it is not covered by your insurance policy. The assessment of the claim is based on the extent of the bushfire damage on your property.
Before hiring an insurance law company, make sure you study the insurance policy thoroughly so that you know what claims you are entitled to. Some insurance lawyers will travel to the clients’ properties to examine the extent of the damages. The lawyer will take note of the details of the bushfire damage in a way that will increase your chances of winning the claim. Small claims can often be resolved with basic negotiation with the insurance companies. If you need insurance legal advice go right here for more information.
The case will be brought into the court if the insurer refuses to grant the reimbursement. If your lawyer helps you to win the claim, your insurance company will reimburse you the bushfire compensation. The insurance law attorney will give you an estimate on the time frame for them to them to win the case after assessing the situation. The more complicated your case it, the longer it will take to win the claim.
Most insurance lawyers offer no win no fee for customers. The lawyer you hire should be open about the fees they charge for the legal services. The total legal costs depend on how much work is involved in resolving the claim. The insurance law attorney will make a record of all the legal costs so you can ask them to give you information on any time.
There is a time limit of 6 years from the date of occurrence to file the claim. However, the time limits vary between different states. If it has been more than 6 years and you want to file a claim, there might be a possibility so you should get in touch with a lawyer. It is best that you file the claim as soon as you can.
The lawyer you hire should have a good reputation and in good standing in the state. He should be experienced in handling bushfire insurance claims and have solid credentials. You can get recommendations on good insurance lawyers from your friends or colleagues. There are many online rating guides to check the standing of insurance lawyer in Australia. Before hiring, you should call 3 – 4 lawyers and set up appointment with them.